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THE JOURNEY TO EXCELLENT CREDIT STARTS HERE!
Get a Healthy Credit Score
We improve and restore your credit score with a proven process that works. Our credit restoration service leads to more opportunities for you.
A Proven Process
Our credit restoration process works to remove or reverse questionable, negative information from your credit report.
Your future can be held back by bad credit. We work with all bureaus directly. Our relationships with credit leaders give you real results on your credit report.
Get the tools and tips you need to maintain a lifetime of great credit with video and email training.
Get a professional analysis of your credit report to identify opportunities for improvement
Over time, bad credit will cost you tremendously. Ready for a fresh start? Get started now!
WHY CHOOSE US
You can legally repair your credit utilizing consumer protections laws such as the Fair Credit Reporting Act, Fair Debt Collection Practices Act, and Much more. We not only work to repair your credit, we provide you the tools you need to educate yourself for a lifetime of success. Our proven credit repair process will do almost all the work for you while giving you support from start to finish.
WHY CHOOSE US
- Not Satisfied with Our Service, We Have a Refund Policy
- Experienced Tools for Consumer Credit, Business Funding, and Mortgage Approvals
- Intimately Involved in Your Credit Repair Experience
- Active Support Throughout the Entire Process
- Affordable Prices and No Long Term Contracts
OUR SERVICES INCLUDE
- Personalized Credit Repair Options to Fit Your Situation
- Experienced Case Analyst and Case Advisor Who Personally Work With You Through the Entire Process
- Custom Credit Challenges Created For Your Case
- 24/7 Access to Your Case Status and Progress
- Credit Tools and Education
We Offer Multiple Payment Options That Fit Your Financial Needs. No Upfront Fees And a Refund Policy if you are not satisfied. Our Clients rest easy with the peace of mind in knowing that they are paying for results and not broken promises.
THE TRUTH IS…
Over 70 percent of Credit Repair Companies are in the business to make a quick dollar. We are not an average credit repair company. We focus on the credit laws in place to ensure that your creditors are adhering to the FCRA (Fair Credit Reporting Act) and the FDCPA (Fair Debt Collection Practices Act).
YOU NEED CREDIT REPAIR BACKED BY THE LAWS THAT PROTECT YOU
Creditors know that most consumers don’t know the credit laws that protect them. This is where we come in. Let us fight for you. If during the process, we notice something that does not look right, we can assist you in forwarding your credit case to FCRA or FDCPA attorneys for review if you choose. Sign up for a Free, No-Obligation Credit Consultation.
WE HELP IMPROVE YOUR CREDIT SCORES BY REMOVING
Charged Off Accounts
Choose Your Plan
This is passionate about delivering growth and the new possibilities in business. Our plans are conveniently broken into payment plans. There is a one-time setup fee that you will pay today, which will get your processed started. Then there will be payments per month for a total of 6 months. 6 months is the ideal amount of time to complete 4 rounds on your accounts, each round is 45 days long.
For the duration of your credit repair services, you must maintain an active subscription to a credit monitoring system. We recommend our Smart Credit monitoring system! See features below. Even if you do not get our services, you can still sign up to reap its full benefits!
We recommend the following credit monitoring system. Our Smart Credit system not only gives you monthly reports for repair, but has powerful tools to help you get your dream score! Check it out below.
We Have an Excellent Track Record of Improving Clients
With a better credit score you may qualify for better interest rates and financing terms. Even with just a 20 point increase in your credit scores, you can save TEN’S OF THOUSANDS of dollars in interest on your home, thousands of dollars in interest on your car loans, and hundreds of dollars in credit card interest. Credit repair is not a cost, it is an investment in your financial well being.
Average Length of Services (These vary and may not be current averages)
Average Improvements in 90 Days (These vary and may not be current averages)
OUR MOST FREQUENTLY ASKED QUESTIONS
What Items Can You Help Me Remove?
With our assistance and document processing, our clients have had great success with bankruptcies, foreclosures, collections, charge-offs, repossessions, medical bills, credit card debt, inquiries, late payments, old addresses, judgments and tax liens.
Will Items That Are Removed Come Back?
Items cannot come back as long as the item is current or paid at the time of removal or if the collection is older than three years. This holds true except in very rare circumstances.
Why Do Results Vary?
There are two sides to the credit score battle. Sometimes, the creditors and the credit bureaus have done absolutely everything right and we have no case against them. On average, clients are able to remove 80% of the negative items from a credit report.
How Long Will It Take to Raise My Score?
Through our services, 93% of our clients see their credit score increase 10 points or more in the first 35 days. Over the full 180-day term of the contract, the average credit score increase is 102.7 points. See full statistical breakdown.
Please note, if you do not have any positive credit cards or loans or you get any new negatives or lates, your score may decrease. Please follow all advice to ensure best results.
How Much Will It Cost Me?
We have different packages that are tailored to the needs of all clients. For a break down of costs, please see our pricing section.
Is Credit Training and Education Worth It?
Contrary to what credit bureaus want you to believe, credit training does work in most circumstances. But it only works if you are getting the best advice from an experienced professional. Anyone with a credit score below 720 can benefit long-term from the advice and information provided through credit education. However, there are limiting factors that will prevent us from helping you. Two main factors are: (1) your financial situation and/or (2) the time frame in which you need to reach your results. It is possible to remove anything from a credit report, even accurate items. For instance, if the creditor makes mistakes or does not adhere to the specific time frame, the negative item may be removed.
What is Your Refund Policy?
You are entitled to a 100% refund on all monthly payments if: – We do not remove, reverse or change any negatives that are being worked on. – You have had no new collections or missed payments in the time frame we are assisting you – You maintain a Credit Monitoring service throughout the Credit Repair service. – You have had four cycles of service – You have at least four negatives on the credit report at the time of sign-up. – You have not used a credit-consulting agency nor attempted to repair your credit two years previous to signing up for our services. – You agree to send updated reports from the three credit bureaus to us within 5 days of receipt. (Clients should receive updated credit reports every 15-45 days. It is the client’s responsibility to make us aware if updated reports have not been received).
Is Credit Training Legal?
Yes, credit training is legal and our credit education and document processing services will help you to use the law in your favor. That law is called “The Fair Credit Reporting Act.” The FCRA gives you the right to dispute any item on your credit report. If that item cannot be verified within a reasonable time (usually 30 days) it must be removed. Studies have shown that 79% of all credit reports contain errors. This is nearly 8 out of 10 reports. Therefore most credit reports improve immediately. For items that disputed that are not errors, a creditor or furnisher is often unable to find the records or signed documents within the allotted time and the item gets removed. Sometimes the furnisher will say it has been verified by not offer proof. It is our job to prepare documents that challenge this and we are very skilled at that.